Brokers and Producers
Add layoff protection to your book
Your clients already trust you with their health, life and disability coverage. Cushion lets you protect their paycheck too, with a simple self-serve flow and full tracking.
How we'd partner
Partnership model: Unique Producer IDs (UPIDs)
Step 1
Get your UPID
We appoint you and issue a Unique Producer ID and personal referral link.
Step 2
Share it
Clients apply on their own through your link and verify employment with consumer-permissioned data.
Step 3
Track everything
See quotes, binds and commissions in your producer dashboard.
What you get
Commissions
Earn commissions on policies written through your UPID.
A new conversation
Open a timely discussion about layoff risk with every salaried client.
No extra admin
Clients self-serve, and Cushion handles underwriting and claims.
What your customers get
Income protection
Monthly cash after a qualifying layoff, on top of state unemployment.
Quick to apply
Simple online application, no paperwork.
Portable
Coverage stays with them across employers.
Getting started
Timeline
Immediate, once appointed
Who it's for
Licensed property, casualty, life and health producers and wealth advisors
What we need
Your license details and NPN
Producers must hold the appropriate licenses in each state where they sell. Commission terms are set out in your producer agreement. Cushion coverage is currently available to W-2 employees in Florida, Texas, Colorado, Illinois and Virginia, with more states to follow. Coverage options, limits, waiting periods and policy availability vary by jurisdiction and are subject to underwriting approval and individual policy declarations. Partner compensation is structured to comply with state insurance laws; only appropriately licensed partners may receive commissions on policies sold.
Let's talk about how we'd work together
Tell us a little about your brokers and producers business and our partnerships team will get back to you within 1-2 business days.