Secure Your Position. Initiate our two-minute Private Income Sync Process.
Insure your Income. Protect your Lifestyle.
You can’t predict the future, but you can prepare for it. Make sure your paycheck is protected with Cushion.
Connecting payroll was seamless and confidential. Knowing my lifestyle and rent would be protected if a corporate restructuring hits gives me real financial composure
Tech Professional
Early Access Feedback | Product Manager
Tailor Your Income Protection Coverage to suit your needs.
Whether you are looking for a brief bridge between jobs or an extended buffer, Cushion gives you the autonomy to set your own terms. Select a replacement rate to help cover up to 60% of your income and define your financial runway by choosing a benefit duration up to 5 months. Our engine dynamically calculates the difference between your state unemployment benefits and your target income rate, offering a fixed cash payment made directly to you that keeps your lifestyle funded and obligations met.
Example Benefit Calculator
Once You’re Approved: Your Path to Income Continuity.
State Unemployment Benefits Approved? Cushion Activated.
When an unexpected career transition occurs, the last thing you need is a battle with your insurance over benefits. Cushion utilizes a transparent verification framework. If your State approves your claim for involuntary unemployment reasons, that serves as your primary proof of loss for Cushion, subject to standard policy exclusions.
We never initiate separate mediations or disputes with your former employer. Just data-driven, objective continuity designed to get you back to building your future.
We never initiate separate mediations or disputes with your former employer. Just data-driven, objective continuity designed to get you back to building your future.
State UI (The Baseline)
+ Cushion (The Supplement)
System Objective
Designed as a baseline safety net for poverty prevention.
Designed to supplement protection to a professional-grade.
Benefit Limits
Typically capped at roughly $200–$500 per week, covering less than 15% of monthly obligations.
Payments to supplement cover up to 60% of your income, up to $10,000 per month.
Benefit Duration
Standard statutory maximum, typically up to 26 weeks.
Customizable maximum benefit durations of 2, 3, 4, or 5 months.
Policy Portability
Governed strictly by the state tax pool where your employer operates.
Individually owned asset that moves with you across employers and roles.
Funding Source
Funded via employer payroll taxes.
Entirely employee-paid ensuring it remains independent of your employer.
Smart Professionals Prepare for the Unexpected.
Wealth advisors understand that your income is your greatest asset. When a job loss occurs, many are forced to liquidate investments or drain savings to maintain their standard of living.
Leading financial planners recommend protecting your assets and your income. Cushion offers an individually owned solution to bridge this financial vulnerability. Operating as a supplemental, fixed-cash policy, it safeguards your broader financial goals and ensures your independence is never anchored to a single employer.
Leading financial planners recommend protecting your assets and your income. Cushion offers an individually owned solution to bridge this financial vulnerability. Operating as a supplemental, fixed-cash policy, it safeguards your broader financial goals and ensures your independence is never anchored to a single employer.
Smart professionals protect their homes, health, and lives. A six-figure lifestyle shouldn’t run on a three-figure state safety net. Private supplemental liquidity is sensible risk management for modern professionals.
Financial Planning Practice
Wealth Risk Strategy
