Payroll and PEO
A voluntary benefit employees actually want
Layoffs are top of mind for professionals. Cushion lets your clients offer a voluntary, portable income benefit that employees buy and own, with no employer cost.
How we'd partner
Partnership model: Co-branded handoff or app-marketplace integration
Step 1
List Cushion
Add Cushion to your benefits marketplace, open enrollment flow or app directory.
Step 2
Employees opt in
Each employee chooses their own coverage and verifies employment with their permission.
Step 3
They keep it
Coverage is individually owned and follows the employee if they leave.
What you get
Richer benefits menu
Stand out with a benefit few platforms offer.
Zero liability
No employer funding, no plan to administer, no balance-sheet risk.
Partner revenue
Earn compliant partner compensation on enrollments.
What your customers get
Income protection
Monthly cash after a qualifying involuntary job loss, on top of state unemployment.
Fully portable
It's theirs, not their employer's.
Private
Cushion never contacts their employer about a claim.
Getting started
Fastest path
Marketplace listing and co-branded enrollment link
Deeper option
Native integration with consent-based eligibility
What we need
A placement, a data-sharing review and a pilot group of clients
Enrollment is individual and voluntary. Employer payroll data is only used with the employee's explicit consent. Cushion coverage is currently available to W-2 employees in Florida, Texas, Colorado, Illinois and Virginia, with more states to follow. Coverage options, limits, waiting periods and policy availability vary by jurisdiction and are subject to underwriting approval and individual policy declarations. Partner compensation is structured to comply with state insurance laws; only appropriately licensed partners may receive commissions on policies sold.
Let's talk about how we'd work together
Tell us a little about your payroll and peo business and our partnerships team will get back to you within 1-2 business days.